Faq’s

Frequently Asked Questions

Find answers to some of the common Mortgage related questions.

What assistance programs or incentives does GO Home Mortgage offer for first-time homebuyers?

This question highlights any special programs or benefits for first-time homebuyers, providing valuable information for those entering the housing market for the first time.
Can I apply for a mortgage with a less-than-perfect credit score, and what impact does it have on the interest rate?

Addressing credit score concerns directly helps potential borrowers assess their eligibility and understand the potential impact on their loan terms.
Are there any prepayment penalties or hidden fees associated with GO Home Mortgage loans?

Transparency about potential costs ensures borrowers have a clear understanding of the financial commitments associated with their mortgage.
What is the typical timeline for the mortgage approval process with GO Home Mortgage?

Setting expectations regarding the approval timeline helps borrowers plan their home buying process and reduces uncertainty.

What documentation is required during the mortgage application process?

This question guides applicants on the necessary paperwork, streamlining the application process and ensuring a smoother experience.
What is the difference between fixed-rate and adjustable-rate mortgages, and how do I choose between them?

Explaining the nuances of different mortgage types can help borrowers make informed decisions about the structure of their loan.
How do I qualify for a mortgage with GO Home Mortgage?

This question provides potential borrowers with insights into the qualification criteria, helping them assess their eligibility before applying for a loan.
What types of mortgages does GO Home Mortgage offer, and which one is right for me?

This question addresses the variety of mortgage options available and helps borrowers understand which product aligns with their needs.